What debt will bankruptcy NOT get rid of?

  • money owed for child support or alimony, fines, and some taxes;
  • debts not listed on your bankruptcy petition;
  • loans you got by knowingly giving untrue information to a creditor, who fairly gave trust on it in making you the loan;
  • debts resulting from "willful and malicious" harm;
  • student loans owed to a school or government body, except if:-- the court determines that payment would be an unreasonable hardship;
  • mortgages and other liens that are not paid in the bankruptcy case (but bankruptcy will cancel out your obligation to pay any extra money if the property is sold by the creditor).

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