Will I have to go into court?

In the majority of bankruptcy cases, you just have to go to a procedure named the "meeting of creditors" or a "341 meeting" to get together with the bankruptcy trustee and any creditor who opts to appear. This discussion will take place about 30 or 40 days following the bankruptcy filing. The trustee is not a judge, but an person selected by the United States Trustee to oversee your case. Ordinarily, this meeting will be a brief and clear-cut procedure where you are asked a few questions regarding your bankruptcy forms and your financial circumstances. Occasionally, if a creditor or the trustee files a motion or an adversary action or if you decide to dispute a debt, you might have to appear before a judge at a hearing. If you have to go to court, you will be given notification of the court date and time from the court, and/or from your legal representative.

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